


Works with every major NZ bank via Akahu
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Read-only, bank-grade security

Built in New Zealand

Works with every major NZ bank via Akahu
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Read-only, bank-grade security

Built in New Zealand
Your whole financial life, in one place
See what your money can really do.
Swish brings every account, asset and loan into one clear picture, then shows you how much wealth you could build with what you already have.



You can't grow what you can't see.
Your money is spread across bank accounts, KiwiSaver, loans, maybe a rental or two. Seen separately, none of it tells you the truth. Seen together, you finally know where you stand, and what to do next.
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Bank accounts
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Loans
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Property
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Insurance
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Investments
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And more..
Swish brings everything together so you can finally see the full picture.

Open Banking Connections
Securely connect your bank accounts so
balances update automatically.

One app. Every account.
Bank accounts, KiwiSaver, loans, cards, property. Swish pulls it all together automatically through open banking, so there's no juggling logins or jumping between apps.

Asset & Liability Register
Track property, vehicles, investments and
debts in one place.
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Budgeting Tools
See what your spending habits look like, and how you can optimise your budget to reach your goals.
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Net Worth Dashboard
See a real-time snapshot of everything
you own and everything you owe.
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Mortgage & Debt Tools
Understand how extra repayments or
financial changes affect your loan timelines.

Smart Financial Insights
Spot trends, track progress and understand
where your money is going.

One app. Every account.
Bank accounts, KiwiSaver, loans, cards, property. Swish pulls it all together automatically through open banking, so there's no juggling logins or jumping between apps.

Open Banking Connections
Securely connect your bank accounts so
balances update automatically.

Asset & Liability Register
Track property, vehicles, investments and
debts in one place.
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Budgeting Tools
See what your spending habits look like, and how you can optimise your budget to reach your goals.
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Net Worth Dashboard
See a real-time snapshot of everything
you own and everything you owe.
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Mortgage & Debt Tools
Understand how extra repayments or
financial changes affect your loan timelines.

Open Banking Connections
Securely connect your bank accounts so
balances update automatically.
Getting started takes minutes.

Step 1
Sign up in seconds.
Securely, using open banking.

Step 2
Connect your accounts.
Add assets, loans and property alongside your bank data.

Step 3
Watch it all come together
Your full financial picture, built automatically.

See your financial picture clearly.
Swish organises everything automatically, so you can track progress and make better decisions.

Net worth, tracked over time

Mortgage & debt payoff progress
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Real-time bank account overview
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Your complete asset and liability register
Property IQ
The only NZ finance app that thinks like a property investor.
Rental yield, cash-on-cash return, multi-year cashflow projections, interest deductibility, chattels depreciation, ring-fencing, bright-line. The numbers your accountant runs, without waiting for your accountant.
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Educational tools only. Not tax or financial advice. Consult a qualified adviser for your situation.
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Security built into every layer.
Your financial information is protected using modern security standards and secure authentication systems. Swish is designed so your data remains private and under your control.
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Bank-grade encryption
All data is encrypted using industry-standard protocols.
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Secure authentication via Zitadel
Enterprise-grade identity management keeps your account safe.
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Open banking connections
Direct, secure connections to your financial institutions.
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Read-only bank access
We can only view your data, never move your money.
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Your credentials are never stored
Bank login details are handled securely by Akahu, not Swish.
Built for people who want to get ahead.

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First home buyers
See how close you really are, and how to get there faster.

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Homeowners
Track your mortgage payoff and watch your net worth climb.

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Property investors
Run any deal through NZ-specific numbers in minutes.

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Anyone getting serious about money
Finally see the whole picture, and what to do next.
Powered by Akahu open banking · Made in New Zealand

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Want a human?
We've got New Zealand advisers on hand
No pressure, no cost to start the conversation. Insurance, investment and lending, reviewed by real people who know the NZ market.

Insurance Reviews
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Investment Planning
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Loan Structuring
FAQ
Yes. Read-only access, bank-grade encryption, logins handled by Akahu, identity secured by Zitadel. We can never move your money.
Every major NZ bank, through Akahu open banking.
No. Swish is read-only. It shows you your position; it never touches your funds.
Only you. Your data is encrypted and private.
Building your dashboard is free. (adjust to your model)

Take control of your financial future.
See your whole position, and how far it could take you.