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Works with every major NZ bank via Akahu

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Read-only, bank-grade security

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Built in New Zealand

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Works with every major NZ bank via Akahu

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Read-only, bank-grade security

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Built in New Zealand

Your whole financial life, in one place

See what your money can really do.

Swish brings every account, asset and loan into one clear picture, then shows you how much wealth you could build with what you already have.

See your numbers first
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You can't grow what you can't see.

Your money is spread across bank accounts, KiwiSaver, loans, maybe a rental or two. Seen separately, none of it tells you the truth. Seen together, you finally know where you stand, and what to do next.

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Bank accounts

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Loans

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Property

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Insurance

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Investments

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And more..

Swish brings everything together so you can finally see the full picture.

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Open Banking Connections

Securely connect your bank accounts so
balances update automatically.

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One app. Every account.

Bank accounts, KiwiSaver, loans, cards, property. Swish pulls it all together automatically through open banking, so there's no juggling logins or jumping between apps.

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Asset & Liability Register

Track property, vehicles, investments and
debts in one place.

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Budgeting Tools

See what your spending habits look like, and how you can optimise your budget to reach your goals.

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Net Worth Dashboard

See a real-time snapshot of everything
you own and everything you owe.

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Mortgage & Debt Tools

Understand how extra repayments or
financial changes affect your loan timelines.

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Smart Financial Insights

Spot trends, track progress and understand
where your money is going.

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One app. Every account.

Bank accounts, KiwiSaver, loans, cards, property. Swish pulls it all together automatically through open banking, so there's no juggling logins or jumping between apps.

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Open Banking Connections

Securely connect your bank accounts so
balances update automatically.

Overlay.png

Asset & Liability Register

Track property, vehicles, investments and
debts in one place.

Overlay (1).png

Budgeting Tools

See what your spending habits look like, and how you can optimise your budget to reach your goals.

Overlay (2).png

Net Worth Dashboard

See a real-time snapshot of everything
you own and everything you owe.

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Mortgage & Debt Tools

Understand how extra repayments or
financial changes affect your loan timelines.

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Open Banking Connections

Securely connect your bank accounts so
balances update automatically.

Getting started takes minutes.

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Step 1

Sign up in seconds.

Securely, using open banking.

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Step 2

Connect your accounts.

Add assets, loans and property alongside your bank data. 

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Step 3

Watch it all come together

Your full financial picture, built automatically. 

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See your financial picture clearly.

Swish organises everything automatically, so you can track progress and make better decisions.

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Net worth, tracked over time

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Mortgage & debt payoff progress

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Real-time bank account overview 

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Your complete asset and liability register 

Property IQ

The only NZ finance app that thinks like a property investor.

Rental yield, cash-on-cash return, multi-year cashflow projections, interest deductibility, chattels depreciation, ring-fencing, bright-line. The numbers your accountant runs, without waiting for your accountant.

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Educational tools only. Not tax or financial advice. Consult a qualified adviser for your situation.

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Security built into every layer.

Your financial information is protected using modern security standards and secure authentication systems. Swish is designed so your data remains private and under your control.

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Bank-grade encryption

All data is encrypted using industry-standard protocols.

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Secure authentication via Zitadel

Enterprise-grade identity management keeps your account safe.

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Open banking connections

Direct, secure connections to your financial institutions.

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Read-only bank access

We can only view your data, never move your money.

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Your credentials are never stored

Bank login details are handled securely by Akahu, not Swish.

Built for people who want to get ahead.

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First home buyers

See how close you really are, and how to get there faster. 

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Homeowners

Track your mortgage payoff and watch your net worth climb.

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Property investors 

Run any deal through NZ-specific numbers in minutes.

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Anyone getting serious about money

Finally see the whole picture, and what to do next. 

Powered by Akahu open banking · Made in New Zealand

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Want a human? 
We've got New Zealand advisers on hand

No pressure, no cost to start the conversation. Insurance, investment and lending, reviewed by real people who know the NZ market.

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Insurance Reviews

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Investment Planning

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Loan Structuring

FAQ

  • Yes. Read-only access, bank-grade encryption, logins handled by Akahu, identity secured by Zitadel. We can never move your money. 

  • Every major NZ bank, through Akahu open banking. 

  • No. Swish is read-only. It shows you your position; it never touches your funds. 

  • Only you. Your data is encrypted and private. 

  • Building your dashboard is free. (adjust to your model) 

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Take control of your financial future.

See your whole position, and how far it could take you.

All in a Swish.

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