How Swish works
Connect, organise and understand your entire financial life in one secure place.
Setup takes just a few minutes.
Getting started is simple.
Step 1
Sign up in seconds
Securely, using open banking.
Step 2
Connect your accounts
Add assets, loans and property alongside your bank data.
Step 3
Watch it all come together
Your full financial picture, built automatically.
1
Securely connect your bank accounts
Swish connects to your bank using secure open banking technology. This allows your account balances and transactions to update automatically, without you needing to manually enter anything.
Secure bank connections
Read-only access
No ability to move money
Your credentials are never stored
STEP ONE
2
Bring everything together
Add the rest of your financial picture to Swish
Swish organises everything into one clear structure so you can see how it all connects.
Property and other assets
Loans and mortgages
Insurance policies
Vehicles and valuables
Business assets
STEP TWO
3
Understand your financial position instantly. Shape where you’re going.
Swish automatically combines all your data into a single dashboard so you can see:
Your net worth
What you own vs what you owe
How your finances are changing over time
STEP THREE
No spreadsheets. No guesswork.
Simple tools will be available to show you how little changes today and have huge impacts on your financial position in the future, so you can make better decisions today.
Designed to be simple. Built to be secure.
wish works quietly in the background to keep your financial information up to date. When you connect your accounts, data is securely retrieved and organised into your dashboard.
Secure authentication
Read-only bank access
Bank-grade encryption
Data remains private and under your control
Everything flows into one place
Instead of logging into multiple platforms, Swish brings everything together so you can view your entire financial position in seconds.
Bank Accounts
Assets
Liabilities
Businesses
Insurance
What this means for you
Clarity
Know exactly where you stand financially at any time.
Control
Make informed decisions based on a complete picture.
Progress
Track your net worth and financial growth over time.
Built for real financial life
Whether you're managing a household, building a property portfolio, or growing your wealth, Swish gives you the tools to stay organised and informed.
Get a clear view of your finances in minutes
Start building your financial dashboard today.
FAQ
Yes. Read-only access, bank-grade encryption, logins handled by Akahu, identity secured by Zitadel. We can never move your money.
Every major NZ bank, through Akahu open banking.
No. Swish is read-only. It shows you your position; it never touches your funds.
Only you. Your data is encrypted and private.
Building your dashboard is free. (adjust to your model)